How many jobs depend on the Detroit Three?

Discussion in 'General Motoring' started by Dave U. Random, Nov 20, 2008.

  1. Dave U. Random

    Bill Putney Guest

    It's amazing how discussions of socialized medicine always turn into a
    shell game where the discussion goes around in continuous circles. You
    are correct - people in favor of socialized medicine talk as if it is
    free when it is obvious to the thinking person that the costs have to
    come from somewhere.

    Someone mentioned medicines are cheaper in Canada. Hopefully that
    problem will be fixed in the U.S. where we are subsidizing all the other
    countries by the difference that we pay for the same medicines by the
    price structures for U.S. vs. non-U.S.
     
    Bill Putney, Nov 22, 2008
    #21
  2. Dave U. Random

    Tim Guest

    But health care is still 1/3 cheaper by % of GDP in Canada.
     
    Tim, Nov 22, 2008
    #22
  3. Dave U. Random

    Bill Putney Guest

    Is that an honest figure? Is that the *total* health care cost? Does
    everyone agree on that figure, or is it calculated using some Al
    Gore-type method that ignores certain inconvenient things and
    exaggerates others or includes some "savings" that should not be
    included? How much of that cost is the cost of medicines subsidized by
    the U.S. consumer and health care industry? What quality level has been
    lost to hit whatever the cost level is?
     
    Bill Putney, Nov 22, 2008
    #23
  4. Dave U. Random

    Kurt Ullman Guest

    Thanks. These supplement plans generally aren't viewed as insurance in
    the US, thus the question. Just a difference in nomenclature.
    As for something like that:
    Chief
    Justice Beverly McLachlin. "The evidence in this case shows that delays
    in the public health-care system are widespread, and that, in some
    serious cases, patients die as a result of waiting lists for public
    health care. The evidence also demonstrates that the prohibition against
    private health insurance and its consequence of denying people vital
    health care result in physical and psychological suffering that meets a
    threshold test of seriousness.²
     
    Kurt Ullman, Nov 22, 2008
    #24
  5. Dave U. Random

    Kurt Ullman Guest

    Instead you worry about whether the line will too long and the
    disease will progress. At one time, although this has recently been
    corrected, you were 3 times more likely to die on queue waiting for a
    "nonemergent" heart bypass than you were to die on the table during the
    surgery. There is also a lag time (at least compared to the US) where
    many new drugs and procedures aren't available. Studies from the
    cardiologists, for example, show Canadians consisently have lower use
    of cutting edge medications, have higher incidence of handicaps and
    lower standardized quality of life scores.
    Depends. Only the brand name medications are price-controlled. Many
    studies show Canadians pay more for generics because they aren't.

    But there is also no way you would get the same coverage. The US
    rations care by ability to pay. Other ration by access (as noted above
    for example).
    In Canada, you guys have a heavily subsidized system (with all of the
    demand dislocations that incurs), but government-run price controls. In
    the US we managed to also get a highly subsidized system, but since we
    don't have the control mechanisms supply and demand forces run rampant.
    Especially in a situation where there are high barriers to entry to the
    industry (you don't decide in 6 months to be a doc.)
    The other big cost is back office with so many different forms. Although
    many docs are most pissed off about the high levels of paperwork
    associated with government run programs.
     
    Kurt Ullman, Nov 22, 2008
    #25
  6. In a recent radio discussion of health care schemes, someone claimed
    that Canadian hospitals do *not* have the enormous billing staff that
    one finds in the USA: they may have one or two just to deal with the
    Americans who come across the border and pay "full price" because it's
    still cheaper than in the USA.

    And don't imagine that the US and Canadian schemes are the only two ways
    to do things. Look at Australia, Taiwan, Japan, Switzerland, the UK and
    Germany, to name just a few.

    This whole discussion reminds me of a conversation with a friend who had
    worked in Chile under both the "socialist" (I mean *really* socialist,
    not what the Democrats get accused of) and the anti-socialist regimes:
    under socialism the basic necessities of life were affordable but in
    short supply; under the anti-socialist regime everything was plentiful,
    but few people could afford it.

    Perce
     
    Percival P. Cassidy, Nov 22, 2008
    #26
  7. Dave U. Random

    Tim Guest

    What is interesting in this debate is how we have blue collar people
    sniping at other blue collar workers because they make more than them.
    Instead of saying "I want to be paid as much as them" they say "they
    make too much".
    How does this even make sense? Seems like big business has everyone
    convinced that blue collar people should be living sub-middle class
    lives, living paycheque to paycheque.
    These other blue collar workers should be trying to get their wages
    increased rather than someone else's wages decreased.

    What should be looked at is why blue collar wages are so low. How is it
    that people in the developed world accept having to compete for jobs
    with people in China and India not to mention Mexico? Is their cost of
    living the same?

    We should be addressing globalization and free trade and whether it
    makes sense to compete directly in all areas of trade. Maybe we should
    only trade in areas that are beneficial to all considered rather than
    just the corporations.
     
    Tim, Nov 22, 2008
    #27
  8. Dave U. Random

    SC Tom Guest

    I don't see where union blue collar wages are all that low. But that's
    neither here nor there. The American way of life in recent years is to live
    at a level 15-25% higher than what is earned. That's why there is so much
    market volatility now. When people are earning $25/hour, they try to live
    like they're making $35/hour. Never mind the taxes that are taken out; I
    want what I want and I want it NOW! Not everybody has this way of thinking,
    but enough do to make a difference. I have never had more than 1 credit card
    in my life, and I pay it off as soon as I get the bill because I don't want
    to pay the interest. The only reason I kept one is for credit rating
    purposes. For most purchases, I use my debit card, or wait until I can
    afford it. I'm retired now, living off my checking account until my SSI
    kicks in. I didn't make a lot of money in my 45 years of working, but I
    didn't let myself get deep into debt, which explains why I could retire a
    little early.

    Of course, that's just me- your lifestyle may vary greatly.
     
    SC Tom, Nov 22, 2008
    #28
  9. Dave U. Random

    Tim Guest

    Actually, I said blue collar, not union blue collar. I see some people
    writing into various blogs saying that they only make $18/hour and
    people who make $28/hour are overpaid. One guy said he couldn't afford a
    new car and so he resented that auto workers could. He should be asking
    why he is making so little that he can't afford a new car rather than
    ask why others can.

    The American way of life in recent years is to live
     
    Tim, Nov 22, 2008
    #29
  10. Dave U. Random

    MoPar Man Guest

    http://www.chsrf.ca/mythbusters/html/myth28_e.php

    --------------
    in the U.S., healthcare spending as a proportion of GDP increased from
    7% in 1975 to 15.3% in 2005. In Canada, the figures rose from 7% to 9.8%
    over the same time period, remaining constant at about 8 to 10% of the
    nation’s GDP for the last 20 years.
    -------------

    10% is 1/3 less than 15%.

    And just to be clear, some reports assign the name "medicare" to
    Canada's health care system. All readers should note that there is no
    such single pan-Canadian health care system. Each province operates
    it's own health insurance system, none of which go by the name
    "medicare". For example, health care in Ontario is funded by OHIP
    (Ontario Health Insurance Plan).

    And there are complications when a resident of one province is treated
    in another province. If a resident of Toronto is diagnosed with some
    rare disease, he simply can't travel to a specialist in Vancouver (BC)
    and be treated and expect OHIP to pay for it without prior approval.
    And if there is no such approval, then he'll have to pay out-of-pocket
    for the treatment, or fight OHIP in court after the fact.

    This document:

    http://www.aims.ca/library/MPPI_pharma-revised_.pdf

    explains why drugs are cheaper in Canada. I think it over-emphasizes
    the "market separation" theory, which claims that the Canadian and US
    drug markets are sufficiently partitioned from each other so that the
    drug companies can charge different prices in each market according to
    what each market can afford, and since (according to the article)
    Canadians are "poorer" than Americans, then the drug companies must
    charge proportionately less for drugs in Canada to maximize sales and
    net-profits.

    The above document does not fully explain the effect on Canadian drug
    prices by the "Patented Medicine Prices Review Board (PMPRB)". The
    PMPRB uses international price benchmarking to regulate Canadian prices,
    in effect creating price ceilings. The Canadian price for new products
    cannot be more than the average price of the seven international peers
    the PMPRB uses as the reference group.

    When it comes to health care in Canada, the PMPRB is the only federal
    agency or legal body that affects health care costs (specifically, drug
    costs) across all of Canada. But even with the PMPRB, the individual
    provinces themselves can (and do) negotiate their own drug prices
    directly with the drug makers, which usually results in prices that are
    less than what is dictated by the PMPRB.

    Back in the USA, just as malpractice insurance and court awards drive up
    healthcare costs, so too does law suits against drug companies drive up
    drug costs. To quote the article:

    "The US legal system in effect imposes a huge tax on pharmaceuticals
    that Canadians do not have to pay."

    One other thing makes US health care costs high (not mentioned in the
    above document) is that it's common in various state laws that health
    insurance purchasers (individual companies, municiple gov'ts, other
    entities, etc) can't band together into large groups and negotiate their
    own health insurance and drug plans. By being prevented by law from
    forming large purchasing groups, they can't enjoy the bargaining power
    that the Canadian provinces have.
    What has been lost in the Canadian healthcare systems are the costs
    associated with lawsuits and malpractice insurance, and the costs
    associated with thousands (and even millions) of white-collar
    administrative jobs in both the health insurance companies and the
    healthcare delivery side (hospitals, private clinics, etc) that are
    involved with record keeping, billing, reimbursement tracking, and in
    general fighting over payments. All those back-office, paper-pushing
    jobs play absolutely no role in health care delivery to the patient, but
    yet are necessary to make the US health care system work.
     
    MoPar Man, Nov 22, 2008
    #30
  11. Dave U. Random

    miles Guest

    It seems thats the current trend in American thinking. Bring down the
    top as a way to help the bottom. Punish those who worked hard to get to
    the top. Trouble is, you can't raise the bottom by bringing down the top.
     
    miles, Nov 22, 2008
    #31
  12. Dave U. Random

    Kurt Ullman Guest

    And there are differences in what the different plans pay for and the
    costs they get in both premiums and taxes.
    a

    But for prescription drugs the prices that will be paid are set by
    the plans. While it is based on the average of a basket of different
    country's prices, all but the US also have government price controls. So
    the pharms have the choice of either taking what the Canadian's will pay
    or not selling the medications at all.
    So, they are PAID proportionally less because that is all the Plans
    will allow. In fact, if a company produces a new medication and decides
    not to wait for the allowable price to decided upon by the bureaucracy,
    if the allowable price is less than what the pharm thought it was going
    to be, then the pharm has to return the difference. The drug companies
    must charge less to get ANY sales and profits.
    One interesting stat that argues for the idea that they are not
    really different markets if let alone is that Canadians pay more for
    generics than in the US. One of the (relative) cost savings for the US
    is actually more expensive in the Great White North.
    Another interesting stat is the the Western Countries and Japan all
    are comparable to the US in the PERCENTAGE of total healthcare
    expenditures go to drugs. This would tend to argue that if everybody
    spent the same total as the US, drug prices would be pretty much the
    same.
    Which I just spent a whole bunch of time above explaining how it
    fits in, so I won't bother again (g)>
    But again, it is a take it or leave it. Sorta hard to "negotiate"
    under those circumstances.
    Governments often exempt themselves from troublesome things like
    anti-trust laws (g).
    But there are still rationing methods included in the CDN system.
    Otherwise you couldn't control prices any better than we can. You ration
    by the queue and by budgets that can mean some hospital shut down except
    for emergencies toward the end of the year.
     
    Kurt Ullman, Nov 22, 2008
    #32
  13. Dave U. Random

    Tim Guest

    Not to mention the profits the private companies make and refuse to
    divulge. People talk about how much less efficient public companies are
    (don't agree for the reasons stated by MoPar) but don't mention that
    private companies take out huge amounts in profits.
    We have to pay for that too but it is probably never mentioned as a cost
    by people advocating private over public because it is not considered a
    cost from the companies perspective.
     
    Tim, Nov 22, 2008
    #33
  14. Dave U. Random

    Tim Guest

    And now competing with Mexican or Asian workers is just another way to
    bring down the top.
    These corporate big wigs are probably laughing in their sleep at the way
    they put us in this position (I'm not blue collar incidentally).
     
    Tim, Nov 22, 2008
    #34
  15. Dave U. Random

    Tim Guest

    I remember this being negotiated during Mulroney's terms in office.
     
    Tim, Nov 22, 2008
    #35
  16. Dave U. Random

    SC Tom Guest

    And it carries over into all aspects of life. Look at the education system-
    X% of students don't attend class, do homework, or pass tests, so instead of
    holding them back a year, let's just make the curricula easier. So now, 10th
    grade math is taught in the 12th grade. If you want to have some fun, go to
    any store, make a purchase (say the total is $3.72), and give them a $5
    bill. After they've punched that in, tell them you've got the change and
    hand them 3 quarters. Oh boy! You can see the smoke coming from their ears!
     
    SC Tom, Nov 22, 2008
    #36
  17. Dave U. Random

    MoPar Man Guest

    Absolutely not true.

    The only thing we have a waiting line for is elective orthopedic
    surgery. That's because our othopedic surgeons are very busy performing
    emergency hip surgery on EVERY senior citizen that slips and falls in
    their bathtub and breaks their hip.
    Quite the opposite.

    Many new drugs and proceedures are available first in Canada (and
    Europe) before they become FDA approved.

    Robotic surgery systems were first used in Ontario before they became
    widely deployed in the USA.
    Translation: There is more use of generic drugs in Canada vs the usage
    of the exact same (and more expensive) branded-label drug.
    "For almost a decade (up to the year 2001), Canada was ranked number
    one among 175 countries in the United Nation's Quality of Life survey."

    http://www.english-vancouver.com/canada-human-development/

    Most and Least Livable Countries: UN Human Development Index, 2006:

    lhttp:/www.infoplease.com/ipa/A0778562.html

    Canada rank: 6
    USA rank: 8

    The criteria for calculating rankings include life expectancy,
    educational attainment, and adjusted real income. The 2006 index is
    based on 2004 figures.
    http://www.ingentaconnect.com/content/adis/ahe/2008/00000006/00000001/art00002

    Differences in Generic Drug Prices between the US and Canada
    Authors: Gooi, Malcolm1; Bell, Chaim M.
    Source: Applied Health Economics and Health Policy,
    Volume 6, Number 1, 2008 , pp. 19-26(8)

    Results: Using the lowest quote for each selected drug, 12 of the 19
    (63%) generic medications were least expensive in the US, with an
    average saving of 47% per drug for these 12 drugs. Seven of the 19 (37%)
    drugs were least expensive in Canada, with an average saving of 29% per
    drug for these seven drugs. Overall, there was a sizable variation in
    prices for the same generic medications within and between the US and
    Canada.

    Conclusions: The lowest priced generic medications were not consistently
    found in either the US or Canada. The price controls and ensuing savings
    applied in Canada to prescription patented medications do not fully
    extend to generic medications.
    Americans would like to believe that, but it's not true. Canadian
    doctors use the same drugs, devices, and proceedures, and have access to
    the same diagnostic devices (ultrasound, MRI, CT) that US doctors have.
    In Canada, health care is rationed by need. If a Canadian doesn't need
    an MRI scan, he won't get one. If an American doesn't need an MRI scan,
    but he wants one, and is willing to pay for it, then he can buy one.
    Use of the term "subsidized" is strange in that context.

    I could say that the US gov't is heavily subsidized (by taxpayers). Is
    that a useful statement to make? No.

    In both the US and Canadian healthcare systems, doctors are paid for
    their services. Companies that supply medical devices, hospital
    supplies, and drugs are paid for their products. Everyone is paid a
    negotiated price for what they provide. The difference is who the payer
    is (or how many payers there are), and how the payer(s) is/are funded.
    Yes, in the US you have to deal with the federal programs of medicare
    and medicade.

    In Canada, we have no such federal programs that are involved in the
    payment of costs associated with medical services directly to either
    patients, or hosptials, or doctors. Instead, federal money that is
    "earmarked" for healthcare is transfered directly to provincial
    treasuries in bulk, and that money is combined with provincial income
    tax and provincial sales tax and all 3 sources of money are combined and
    form the pool of money that a province will draw from to fund (among
    other things) the health care system in that province.
     
    MoPar Man, Nov 22, 2008
    #37
  18. Dave U. Random

    Ed Pawlowski Guest

    How much is too much? Wages are generally (but not always) paid in
    accordance with skills and responsibility. Machinists and electricians
    usually make more than assemblers, who usually make more than janitors.

    I don't know that business has the blue collar worker convinced of anything.
    They have work available, The worker can accept the wage or move on to some
    other place. If not enough workers apply, the business will offer a higher
    wage. As long as people accept what is offered, it must be acceptable to
    enough people.

    You state that blue collar wages are so low. Give some specifics please. I
    know plenty of blue collar workers that make $25 to $45 an hour. What they
    have in common is that they possess more skill, have more education and
    training, than those that do not make that much. In my company, blue collar
    workers make from $10 to $28. Wide range of wages, wide range of skills.

    Wages, of course, are just one portion of the cost of having an employee.
    Insurance, pension, healthcare, vacation time, and all the other benefits
    are added to the base cost.

    Your last sentence is interesting. How about some examples? If the
    corporation benefits, do others benefit also? Here is one example.
    Corporation A makes televisions. They pay their workers a good wage and
    sell the TV for $3500. The company makes a small profit, they sell about
    500 units a week. Corporation B designs televisions, but has them
    manufactured in some far off land. They employ a few skilled people, but
    only have a low paid warehouse staff to move the cheap TV from import
    container to the shipping dock. They sell the identical featured TV for
    $500, they sell 5000 of them a week, make a good profit, and you and I can
    afford one. Maybe even two of them. Who benefits? Look around your house
    and see how many items we have that are not affordable if made here by
    highly paid workers.

    I don't know the answer but it is just as much a moral dilemma as a business
    decision. The same guy that complains of imports, complains of making low
    wages, will scour the town to find the lowest possible price on his TV, turn
    of the ball game and take about the star that is making $10 million a season
    and think he is not paid enough because his ERA is better than the guy on
    the other team that makes $15 million a year.

    Pogo was right.
     
    Ed Pawlowski, Nov 22, 2008
    #38
  19. Dave U. Random

    Nate Nagel Guest

    That's not even funny. You'd think a cashier would be anticipating this
    after, oh, I don't know, the second or third day on the job. But
    there's either a lot of noobs running the registers, or they just can't
    be arsed to even put a minimal amount of thought into their job.

    nate
     
    Nate Nagel, Nov 22, 2008
    #39
  20. Dave U. Random

    Tim Guest

    Within a company yes, but not throughout the economy as a whole. Are
    people working on a factory line that much more skilled than a janitor?
    Is a janitor more skilled in a GM factory than one in a factory that
    makes dryers and is non unionized?
    Do you think people should be able to raise their family on $18/hr? In
    what locations is that enough to pay for a house and car and raise a family?
    Well obviously so many people are attacking these line workers for being
    overpaid. Who do you think puts that idea out? Certainly not unions. Do
    all of these people just come to that idea on there own?

    Yes, but when these companies can threaten to move the work to China,
    what option do these people have. That is why I say that the workers are
    not benefiting from globalization. The corporations are by being able to
    sell things here and make them somewhere else.
    Of course, when people are no longer able to buy the products, then the
    problem with the approach begins to show as it is now throughout the
    retail industry.

    I gave an example of some people making $18/hour. Some people say
    minimum wage is acceptable for some of these people. Do you think no one
    is making minimum wage? So there you go. Everyone making minimum wage is
    an example. The fact that you have to ask indicates you are arguing from
    an ideological perspective rather than actually thinking things through.

    What they
     
    Tim, Nov 22, 2008
    #40
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